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Buying

Buying Tips

Whether buying your first home or your seventh, it’s still a complex, involved process. In the never-ending quest to provide our clients and customers with user-friendly experiences, CENTURY 21® Ace Realty has established five helpful suggestions:  

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Before You Begin House Hunting:

  • Meet with a qualified lender to determine your credit qualifications
  • Have your lender provide you with a written mortgage preapproval 
  • Prepare a budget with which you are comfortable
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Consult with a CENTURY 21® Ace Realty REALTOR® to:

  • Determine the most suitable use of his or her services and establish the most appropriate type of agency you need
  • Get an overview of how the house hunting process works
  • Establish criteria for the type of home which best meets your requirements
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While House Hunting:

  • Your CENTURY 21® Ace Realty REALTOR® will prepare a list of homes to show you based on your criteria 
  • Your CENTURY 21® Ace Realty REALTOR® will give you a tour of Ace and MLS homes available
  • You’ll learn about factors that impact home value & resale as you decide on your home selection
  • Neighborhoods, school priorities, commute time, etc., will be reviewed
  • When that perfect home is found, your CENTURY 21® Ace Realty REALTOR® will help you analyze its value, and provide information on comparable sales
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When Making An Offer:

  • Your CENTURY 21® Ace Realty REALTOR® will guide you in writing an Offer to Purchase for your perfect home
  • Many important negotiation factors in addition to price will be reviewed
  • Your CENTURY 21® Ace Realty REALTOR® will present your offer to the home seller or seller’s agent
  • Seller will respond in writing to your offer and will either accept it, counter it or reject it
  • Upon reaching a mutual agreement of the terms between you and the home seller, the transaction is documented
  • An agreement is secured with an earnest money (good faith) deposit, which amount is negotiable
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Assisting With Details To Closing

Once your offer is finalized your CENTURY 21® Ace Realty REALTOR® will assist you with:

  • Property inspection to be ordered by homebuyer
  • Ordering tests as necessary
  • Addendums, amendments and special assessments
  • Determining condominium and homewoners association bylaws and regulations (if applicable)
  • Communicating with mortgage companies, title companies and co-operating brokers
  • Contingencies: 72-hour, subject-to-sale, subject-to-closing, mortgage approval, etc.
  • General conditions of sale, additional conditions, etc.
  • Financing requirements
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Closing

  • Appraisal process
  • Title insurance, homeowner's and mortgage policy
  • Earnest money deposit
  • Homeowner's insurance, flood insurance MGIC and/or PMI insurance
  • Preparing and delivering of final paperwork for review prior to closing
  • Utilities switch-over
  • Final walk-through inspection
  • Closing day attendance

Congratulations!

After signing the final paperwork to complete the purchase, you are now the owner of a new house. It may take a few days for your loan to be funded once the paperwork has been returned to the lender, but once that check is delivered to the seller, you’ll be all set to move into the home of your dreams. 

Work With Us

Looking to buy a home or real estate in Appleton, Wisconsin? Or are you trying to sell your house in the Fox Cities area? Let the real estate experts at CENTURY 21® Ace Realty help you make the transition.

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Contact Details

CENTURY 21® Ace Realty

Phone

(920) 739-2121

Email

[email protected]

Address

303 South Bluemound Dr Appleton WI 54914

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